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Alert:

Important Notice of Increased Debit Card Fraud: We've seen a rise in debit card fraud impacting some members. Our systems remain secure, with no evidence of an internal breach. We're actively investigating and enhancing protections. If you notice suspicious activity, contact us immediately at 478.471.9946 so we can help safeguard your account.

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MidSouth Community Federal Credit Union MidSouth Community Federal Credit Union

Home Equity Line of Credit

Home Equity Line of Credit


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Schedule Your Financial Check-up

Schedule Your Financial Check-up


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SPEND. EARN. REPEAT. It's that easy!

SPEND. EARN. REPEAT. It's that easy!


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EXPERIENCE THE DIFFERENCE

EXPERIENCE THE DIFFERENCE


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AUTO LOANS
as low as*

4.49

CREDIT CARDS
as low as*

13.15

HELOCs
as low as*

4.99

CERTIFICATES
as high as*

3.75

MONEY MARKET
as high as*

1.50


  • Apply For Loan

    Purchasing a home or vehicle? Get started today with our easy, quick online loan application.

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  • Make Loan Payment

    Need to make a payment on your loan? We’ve made it easy for you with...


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    Scheduling made easy! Make an appointment with a representative today.

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About MidSouth Community

Originally chartered in 1936, MidSouth Community Federal Credit Union is the oldest, locally-owned financial institution in Macon. and has a membership of more than 43,000 members. We are open to any person who lives, works, worships, or attends school in these Middle Georgia counties: Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.

We invite you to contact us with any questions about our services or our credit union.
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News & Events

  • Phishing, Vishing, and Smishing: What They Are and How to Avoid Getting ...

    July 22, 2025

    You’ve probably heard the term phishing before—but what about smishing or vishing? These aren’t just strange-sounding words. They’re real forms of ...

    Read More
  • Three Financial Myths

    July 9, 2025

    When it comes to managing your money, misinformation can cost you more than you think. Financial myths often sound logical on the surface—but believing ...

    Read More
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8 Locations to Serve You

  • Bass Branch

    1611 Bass Road
    Macon, GA 31210

  • Hartley Bridge Branch

    3205 Hartley Bridge Road
    Macon, GA 31216

  • Hwy 96 Branch

    1101 SR-Hwy. 96
    Kathleen, GA 31047

  • Lasseter Branch

    2306 Lasseter Place
    Macon, GA 31204

  • Mercer Branch

    4810 Mercer University Drive
    Macon, GA 31210

  • Milledgeville Branch

    375 Hammock Road, N.W.
    Milledgeville, GA 31061

  • Russell Branch

    302 Russell Parkway
    Warner Robins, GA 31088

  • Watson Branch

    1869 Watson Boulevard
    Warner Robins, GA 31093

  • Learn More
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  • National Credit Union Association logo

    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

    MidSouth Community Federal Credit Union is federally insured
    by the National Credit Union Administration.

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    An Equal
    Housing Lender

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    CO-OP Shared Branch

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