Personal Loan

A low-interest Personal Loan at MidSouth Community is a great way to borrow for any purpose you may have including debt consolidation, vacations, a wedding, or even covering unexpected financial expenses.

Choosing the right loan is important. The wrong loan could end up costing you more in unnecessary fees and interest.  If you’re unsure which loan is right for you, consider seeking advice from one of our Lenders in the Lending Center. We’ll review your current loan rates and monthly payments to see how switching to a loan at MidSouth Community can save you money!

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*Annual Percentage Rate is accurate as of January 1, 2025. Rates listed are our best rates (A+ credit) based on credit approval and our lending requirements. Rates are accurate as of the above date & are subject to change. The actual interest offered may be higher depending on the applicant’s credit rating & other underwriting factors. Rates & terms are subject to change. Membership requirements apply. Equal Opportunity Lender. 

Debt Consolidation Loan

Achieve the debt-free life you deserve with a Debt Consolidation Loan! Simplify your finances by combining multiple high-interest debts into one manageable payment.

Borrow up to

$30,000**

Rates as low as

9.90% APR***

**All credit union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. ***Annual Percentage Rate | 9.90% APR is our lowest rate, based on credit approval and our underwriting standards. Actual interest may be higher depending on the applicant’s creditworthiness. Membership requirements apply. For questions or complaints, please call 478.475.7819. Equal Opportunity Lender. 

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Helpful Loan Calculator:

This calculator is intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.