Visa® Credit Cards
Your credit card should offer convenience, not high costs. Don’t spend more on fees and interest charges than you have to and discover the savings of a MidSouth Community Visa® credit card.
Visa® Platinum: 
- A competitive variable rate*. View current rates.
- Credit limits up to $40,000
- No annual fee
- No transaction fee for cash advances
- No minimum finance charge
- No balance transfer fee
- Roadside Dispatch
Visa® Platinum REWARDS:
Rates you’ll love. Rewards you deserve!
Travel. Merchandise. Gift Cards. Cash back. Great rewards, plus low rates and NO balance transfer fees. MidSouth Community’s Rewards Visa® has benefits that provide financial flexibility and simplify money management.
- A competitive variable rate*. View current rates.
- Credit limits up to $40,000
- No annual fee
- No transaction fee for cash advances
- No minimum finance charge
- No balance transfer fee
- Roadside Dispatch
Contact Visa® at 1.800.847.2911 for general credit card inquiries, or to learn more about your card benefits.
Contact the credit union at 478.471.9946 to receive a copy of the Credit Card Agreement.
*Annual Percentage Rate | Visa® applications are subject to credit approval. Specific terms & conditions apply.
Variable Rate. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle monthly to reflect any change in the Index and will be determined by the Prime Rate on the last business day of the quarter, preceding the billing cycle, of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin. The ANNUAL PERCENTAGE RATE will never be greater than 18.00%. Any increase in the ANNUAL PERCENTAGE RATE will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index that is based on comparable information.
The Minimum Payment Due is 3.00% of your total New Balance, or $25, whichever is greater, play any amount past due and any amount by which you have exceeded your applicable credit limit. If your total New Balance is less than $25, then your Minimum Payment Due is the amount of the total New Balance.
Helpful Credit Card Calculator:
This calculator is intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.